"Financial Dualism and Financial Sector Development in Low Income Countries". With Alfred Ouma Shem. In Savings and Development, Vol. 25, number 4/ 2001.

Citation:
ROSEMARY DRATIENO. ""Financial Dualism and Financial Sector Development in Low Income Countries". With Alfred Ouma Shem. In Savings and Development, Vol. 25, number 4/ 2001.". In: Towards an Understanding of the Business Systems in Kenya:the concept and research issues in the metal products sub-sector". IDS Working Paper Number 534,. Journal of School of Continuous and Distance Education ; 2001.

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