Bio

Mr. NYAMILA JACOB N MUGA

Lectures in the department of Business and Administration.  Specific area of Risk Management and Insurance. Teaching experience of 20 years.

Publications


1985

MUGA, JACOBNYAMILA.  1985.  AN INVESTIGATION OF THE FACTORS THAT INFLUENCE MOTOR VEHICLE INSURANCE PREMIUMS IN KENYA (1966 – 1981). , Nairobi: University of Nairobi Abstract

This was an exploratory study to investigate some of the factors that influence motor vehicle premiums. The factors that were chosen for investigation were the number of accidents, the amount of claims paid and the number of operating vehicles (licensed).
These factors were chosen after reading through some press reports. They are not usually included directly in underwriting and rating factors considered by motor vehicle insurers.
The main objectives of the study were:-
1. To investigate the extent of the relationship between motor vehicle insurance premiums and motor vehicle accidents.
2. To investigate the extent of the relationship between motor vehicle insurance and claims incurred.
3. To investigate the extent of the relationship between motor vehicle insurance premiums and the number of cars licensed to operate.
The findings were that there is no significant relationship between motor insurance premiums and the number of accidents. There was also no significant relationship between motor insurance premiums and the number of vehicles operating. But there was quite a significant relationship between motor insurance premiums and claims incurred.

UoN Websites Search